Free Invoice Generator & Freelance Finance Tools
Create invoices, calculate freelance rates, plan savings, estimate taxes, and manage client payments with free online tools. No sign-up required.
Create a Free Invoice Browse All ToolsInvoices, rates, tax planning and savings — in one simple toolkit.
Free Tools for Freelancers
Everything runs in your browser. Your data never leaves your device.
Invoice Generator
Create a professional invoice in minutes. Add your details, items, tax, and print or download it as PDF.
Open Tool →Hourly Rate Calculator
Find the exact hourly rate you should charge based on your income goal, expenses, and real billable hours.
Open Tool →Tax Estimator
Estimate your self-employment tax and income tax so there are no surprises at tax time.
Open Tool →Quote Calculator
Price a full project with hourly work, extra costs, and a safety buffer so you never undercharge again.
Open Tool →Time Zone Planner
See your client's local time instantly and find the best meeting hours between any two time zones.
Open Tool →Savings Planner
Plan your monthly savings, build your emergency fund, and set aside your tax reserve automatically.
Open Tool →Contract Generator
Generate a simple freelance contract with scope, payment terms, and deadlines in under a minute.
Open Tool →Invoice Due Date Calculator
Calculate invoice due dates using common payment terms such as Net 7, Net 15, Net 30, or a custom number of days.
Open Tool →Invoice Late Fee Calculator
Estimate late fees on overdue invoices using your agreed flat fee, monthly rate, or annual interest rate.
Open Tool →US Paycheck Calculator
Estimate take-home pay from salary or hourly wages, pay frequency, and common deductions. For US paycheck planning only.
Open Tool →Freelance Guides
Short, practical guides that help you earn more and avoid costly mistakes.
How to Write an Invoice That Gets You Paid Faster
The exact fields every invoice needs, the mistakes that delay payments, and word-for-word notes that work.
Read Guide →How to Calculate Your Freelance Hourly Rate
Stop guessing. A simple formula using your real costs, tax, and billable hours.
Read Guide →Self-Employment Tax Explained Simply
What the 15.3% self-employment tax really is, which expenses you can deduct, and when to pay.
Read Guide →How to Quote a Project Without Undercharging
Fixed price or hourly? How to scope the work, add a buffer, and present a quote clients accept.
Read Guide →Working Across Time Zones Smoothly
How to find meeting hours that fit both sides, set expectations, and never miss a deadline again.
Read Guide →How Freelancers Should Save Money
The 50/30/20 rule adapted for irregular income, plus the three accounts every freelancer needs.
Read Guide →Freelance Contract Basics That Protect You
The seven clauses that matter most, explained in plain language, with a free generator.
Read Guide →How to Get Paid Faster as a Freelancer
10 practical ways to improve payment speed, reduce late invoices, and build a better client payment process.
Read Guide →Invoice Payment Terms Explained
Understand Net 7, Net 15, Net 30, and other payment terms, and choose a clear deadline for client invoices.
Read Guide →Why Freelancers Use GenFreeInvoice
100% Free, No Sign-Up
Every tool works instantly in your browser. No account, no email, no paywall.
Built for Real Life
Calculations use your real expenses, tax rates, and billable hours — not ideal-world numbers.
Private by Design
Invoices and contracts are generated on your device. Nothing is uploaded or stored on our servers.